Insurance Agency Blog

Due to the COVID-19 pandemic we are experiencing, our office is closed to the public until further notice. If you have an insurance need, please reach us by phone at 301-229-1500 or by e-mail at When we receive your call or e-mail, we will contact you as soon as possible to discuss how we might be of assistance. Rest assured, we will continue to support your insurance needs as we all work together to get through this crisis. Please be safe and stay healthy.

Items filtered by date: July 2016

Monday, 15 August 2016 17:14

Social Host Liability

social hosting partyWhen adults gather for a party, quite often alcohol will be served. If you are hosting such a party and serving alcohol, you will want to know about social host liability. This is the legal term for the liability assumed by a person who furnishes liquor to a guest.

Social host liability laws are different from state to state among the 43 states have them on the books. Usually, the law provides an injured party (for example, the victim of a drunk driver) a process by which to sue the person who served the alcohol. Under some of the laws, criminal charges could apply.

Some state laws do not impose any liability on social hosts. Others limit liability to injuries that occur on the host’s premises. Still others extend the host’s liability to injuries that happen anywhere a guest who has consumed alcohol goes.

As a responsible social host, if your guest have been drinking alcohol at your gathering in your home or at another venue, you'll need to act appropriately and responsibly. 

Check out these tips to do that.

Published in Latimer Insurance Blog