General Liability / Contractor Liability Insurance MD, VA, PA, DC, DE, NY, WV,, NC

Due to the COVID-19 pandemic we are experiencing, our office is closed to the public until further notice. If you have an insurance need, please reach us by phone at 301-229-1500 or by e-mail at When we receive your call or e-mail, we will contact you as soon as possible to discuss how we might be of assistance. Rest assured, we will continue to support your insurance needs as we all work together to get through this crisis. Please be safe and stay healthy.

General Liability / Contracto Liability Insurance

General Liability / Contractor Liability Insurance MD, VA, PA, DC, DE, NY, WV,, NC

Is General Liability Insurance Just for Contractors?

A wide range of businesses would benefit from General Liability coverage, including contractors.  Here in Bethesda, MD, at the Henry A. Latimer & Son, Inc. agency, we have helped many business owners in Maryland (MD), Virginia (VA), Pennsylvania (PA), Delaware (DE), West Virginia (WV), New York (NY), North Carolina (NC) and Washington DC to have the protection they need.

General Liability protection which includes Bodily Injury and Property Damage protection is likely the right fit for your business regardless of business type. For contractors, whether your specialty is HVAC, Lawncare, Carpentry, Electrical Wiring or something else, you need liability insurance coverage that follows you and your employees to your job sites.   

General Liability Insurance may include the following coverages:

  • Premises & Operation – for claims arising from your insured location (owned, leased, or rented) and the work operation or services you provide to your customers
  • Products and Completed Operations – for claims arising from the product you have manufactured or the work you have completed

Contractors: In addition to general liability protection, you may also want to consider...

  • Equipment & tool coverage – you need to protect the tools and equipment essential to your business. 
  • Builders Risk & Installation Floater coverage – protection for the building under construction or building materials before they are installed and become part of your client’s structure. 

Whether you are new to your business or a seasoned business owner, you will find answers and assistance are just a phone call or e-mail away when you rely on the experienced representatives at the Henry A. Latimer & Son, Inc. insurance agency. We can help you assess your needs and your options.  So contact us to get the protection you need today.

The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent like those at Henry A. Latimer & Son, Inc. before making any decisions or choosing a course of action.